

Capital Without the Hassle
Commercial Real
Estate Loans
Whether you’re investing or expanding, our commercial real estate loans offer the capital, flexible terms, and competitive rates you need to unlock opportunities. We originate, underwrite, and close on commercial property mortgages in-house, helping you quickly secure the real estate needed to grow your business.
Benefits
- 25- or 30-year terms available
- Up to 75% financing
- Quick close cycle—30 to 60 days
- No need to move existing banking relationships
Eligibility
Apartment Buildings
For apartment complexes with five or more units.
Industrial Property Loan
For owner-occupied or rented warehouses and light industrial properties.
Office Building Mortgage
For owner-occupied or rented office spaces.
Retail Property Loans
For shopping centers, malls, outlets, and convenience stores.

SBA Loan Programs
Starting up or scaling big requires working capital; capital we offer in a variety of loan forms, including:
SBA 7(a) Loan
7(a) loans offer flexible terms and uses. They’re good options for acquisitions, partner buyouts, real estate purchases, and refinancing.
- Up to 90% bank financing; sometimes even more
- Fully amortized/no balloons
- Loan amounts up to $5MM
SBA 504 Loans
These loans can be used for buying commercial real estate, financing improvements within that real estate, and purchasing large equipment.
- Low down payment (typically 10%) conserves your cash
- Fixed or floating interest rates available
- Loan amounts up to $15MM

Getting Started Is Easy
Answer a few questions via our secure online form, or give us a call!
Areas We Serve
New York Counties:
- All five boroughs
- Nassau
- Suffolk
- Westchester
- Rockland
- Orange
- Ulster
- Dutchess
New Jersey Counties:
- Camden
- Hudson
Why Jopel?
Our team understands just how unique every business and real estate project is; that's why we offer tailored loan solutions that suit a range of needs.
We exist to help middle-market businesses achieve their real estate and business goals and offer competitive interest rates that do just that.
No endless back-and-forth, mounds of paperwork, or hoops to jump through—just straightforward business loans that set you up for long-term success.